Preheat oven to 350° (325° for glass dish).
In 13x9-inch baking pan, melt margarine in oven.
Sprinkle crumbs over margarine; pour sweetened condensed milk evenly over crumbs.
Top with remaining ingredients; press down firmly.
Bake 25 to 30 minutes or until lightly browned.
Chill if desired.
Cut into bars.
Store loosely covered at room temperature.